A client in banking asked about 2026 work changes
She was worried about keeping her bank job in 2026, and asked about side work and her digestion. We went over her BaZi chart.
The screenshots were masked before they were posted. Names, avatars and birth details are covered in the originals; where a translated line reads [redacted], the source was covered too and nothing has been guessed.
Client
I’m in middle age and feel completely lost. I hope you can give me some guidance. Thank you.
人到中年了，非常茫然无措，希望您能指点迷津，谢谢
Zongyuan
Your BaZi (known in the West as the Four Pillars of Destiny) was born on [redacted], and it favors [redacted]. Although your chart has a borrowed root, you also have something you can do on your own from home — so you can actually have two income streams (a main job plus a side business) or start your own business, though starting a business would require partnership. You can look back at your past experiences to see if this fits. Looking ahead: you had very high expenses in 2023-2024, you went through financial loss, and you were also misled by others — you spent money on things that were worth less than what you paid (money spent on things not worth it). These two years are also a common time for big purchases, like a car, house, or renovations. Even with all that spending, you had some career progress in 2024: you took on more responsibility for a new area of business. By 2025, the external environment starts to tighten, and your financial luck will also shrink noticeably.
八字生在[redacted]，就喜[redacted]。你的八字虽然借根，但是家里也有一块可以自己做的事情，所以确实可以实现两条腿走路（主副业）或者自己创业，但是创业也是需要合作。你也可以追溯你的过往经历，看是否符合。
往前看，你在2023-2024年开销很大，经历过破财，此外也被人蒙蔽，花了高于货品价值的东西（花了不值得的钱）这两年也容易置办大件，包括车房，装修之类的事情。虽然耗财多，但是2024年事业上也有一些成果，你多负责看了一块业务。到了2025外环境开始紧缩，你的财运也开始明显收缩了。
12:02
Client
Thank you, Zongyuan.
谢谢道长
Zongyuan, it’s true that my position at my main job might change in 2026. I currently have a small position. Do you see this going in a good direction or a bad one? Is there anything I should do to prepare?
道长，确实2026年可能主业上这个职务有所变动我目前有一点点职务，您看对于我来说是向好的方向还是不好的。我要做什么准备吗？
To be honest, my main job is very stressful right now — it’s performance-based. I work at a bank.
说实话，目前我的主业很吃力，需要业绩的，我是银行上班
Zongyuan
It will feel anxious and strained for you.
对你来说是焦灼
Your leadership will change, and their expectations will change too.
领导变了，领导的要求也变了
You’ll struggle to meet your targets, and that will make you irritable.
你完成目标很吃力，就会烦躁
Client
Yes, that’s right.
是的，
Zongyuan
But this is an industry trend, and it’s landing on individuals as a result.
但是呢，这个是行业趋势，落到个人身上的结果。
So we can only go with the flow, and put our energy into the side business you can run from home.
所以我们只能是顺应，在自己家里这一块副业上动脑筋。
Client
Zongyuan, so you mean my position might change?
道长，也就是说我这个职务可能会有所变动
Because there might be a performance review in 2026.
因为他2026年可能会面临考核
That’s what I’ve been anxious about this whole time.
这也是我一直焦虑的地方
Zongyuan
Yes, your work responsibilities will increase.
是的，你的工作内容要再增加
12:08
They’ll assign you an extra area to handle.
给你多派一块
Client
I don’t mind more work. I’m scared I’ll lose my position.
内容增加我不怕，我是怕职务保不住
Zongyuan
In 2026 you’ll still be able to keep it, but your superiors will probably have quite a few talks with you.
26年还可以保存的，但是上级找你谈话估计蛮多的
Especially in the first half of the year.
尤其上半年
The second half will be much better.
下半年就好多了
Client
Oh, that’s a relief.
噢那就行
Then I’ll slowly build up my side business. Thank you, Zongyuan.
那我就慢慢开展副业吧，感谢道长
This whole thing has been weighing on me for so long that my spleen and stomach haven’t been well. I wanted to ask another question — is there anything seriously wrong with my stomach and intestines? I know this is a separate issue, so it’s fine if you don’t have time to answer 🙏
因为这个事儿长期积压，导致我的脾肠胃不太好，我想另外问问您，我的肠胃没什么大问题吧，因为这个是另外的问题，您要是方便就回答，不方便也没关系🙏
I like wearing jewelry. Also, what would you suggest I wear to help my luck a little?
我喜欢带一些首饰，另外您说我需要带点什么吗？能助助运
Zongyuan
You need to be careful, because this is a hereditary issue.
你要注意 因为这个是遗传问题
Your parents and grandparents carry the same disease gene.
你的父母，祖父母有一样的疾病基因
They have had tumors or polyps in their gastrointestinal tract.
他们的胃肠道就有肿瘤或者息肉
So when it comes to you, you need to be cautious.
那么到了你这，就要谨慎
I suggest you first get checked for H. pylori in 2026-2027, and after that, get a gastroscopy and colonoscopy every two years.
建议你先在2026-2027年关注幽门螺杆菌先，后期每两年做一次胃肠镜
Then there won’t be a problem.
就没有问题
You can consider wearing [redacted].
你可以考虑佩[redacted]。
Client
You’re right. My mother and grandmother both have bad stomachs and intestines.
您说的对，我母亲我姥姥都肠胃不好
Is everything okay right now? I’m so scared.
目前没问题吧？好害怕
Zongyuan
Go look carefully for any horse figurines in your house — don’t keep any of them, throw them all away. Keychains, decorations, anything.
家里有几个马，你去仔细找找，都不要保留了，全部扔了。挂件，装饰。
Client
[emoji]
[emoji]
Zongyuan
Focus on this for now.
目前关注这个先
Client
Zongyuan: I suggest you first get checked for H. pylori in 2026-2027, and after that, get a gastroscopy and colonoscopy every two…
猫猫道长_宗园🔥：建议你先在2026-2027
年关注幽门螺杆菌先，后期每两年做一…
I’ll remember that. I’ll throw away all the horse decorations.
我记住了，把挂件都扔了
Thank you so much.
谢谢您
Thank you. I’ll put some thought into the side business.
感谢您，我从副业动动脑筋
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Zongyuan
When you know the trend, you don’t panic. Your BaZi shows you are an intelligent person, and you have ability. This stuck feeling is only temporary. Things will get better.
知道趋势，就不慌了。你的八字是个
有智慧的人，也有能力，困顿都是一
时，都能好起来。
Client
Thank you for the encouragement.
谢谢鼓励
Blessings to the Infinite Heavenly Lord. I really like Taoist culture too, and I’m studying it.
福生无量天尊，我也非常喜欢道家文
化，也在学习
Zongyuan
Can you give me feedback on how 2023-2024 went for you?
你 23-24 年情况给我反馈下
Looking ahead: you had very high expenses in 2023-2024, you went through financial loss, and you were also misled by others — you spent money on things that were worth less than what you paid (money spent on things not worth it). These two years are also a common time for big purchases, like a car, house, or renovations. Even with all that spending…
往前看，你在2023-2024年开销很
大，经历过破财，此外也被人蒙蔽，
花了高于货品价值的东西（花了不值
得的钱）这两年也容易置办大件，包
括车房，装修之类的事情。虽然耗财
Client
Everything you said was so accurate 👍
你说的都特别准确👍
12:26
Zongyuan, to be precise, I just checked my transfer records on purpose. It was actually in 2024 that I transferred a sum of money to my father. He said he was borrowing it, but I never asked for it back and he never paid me back. It wasn’t a huge amount, but it was my biggest expense that year. Does this count?
道长，为了准确，我刚才特意看了一下转账记录，确实是在24年的时候，给我父亲转过一笔钱当时我父亲说是借我的，但是我后期也没要，他也没还，虽然也不是特别多但那是我当年最大的一笔开销。这种算不算？
12:37
He said it was for investing in a small business.
他说是投资小买卖。
Zongyuan
Mm, that counts.
嗯 属于的
But the investment wasn’t reliable.
但是投资的不靠谱
It was overpriced — you were talked into it.
属于虚高(被忽悠)
No future benefit from it.
没有后续利益
Client
I think he lost money on it later, but I didn’t bother to say anything. It was that kind of elderly health supplement stuff.
估计后来也亏了，我也懒得说。就是那种老年人保健品。
Zongyuan
It’s “money thrown into water.”
就是“钱丢在水里”了
Mm.
嗯
That lines up exactly with what I said.
那就是完全符合我说的意思
12:38
Client
Right, when people get older, they get talked into things easily.
对，年纪大了，容易被忽悠
Zongyuan
How much did you give him?
给了他多少钱
Client
Zongyuan, you’re really good at this.
道长真的很厉害
Probably a little less than 30,000.
大概有不到3万
Zongyuan
That’s not a small amount.
不少了
Client
For that year, it was a big expense. After all, I’m just an office worker.
那一年来说就是大的开销，毕竟只是
上班族
Zongyuan
Mm, that’s right.
嗯是
Client
Thank you so much. You may be young, but your skill is very high.
谢谢您了，您虽然年轻，但是水平很
高
Zongyuan
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