House and family

She came back with feedback on the home purchase

26 March 2026Jinan, Shandong Translated by AI

A client asked about buying a home. Years later she came back to say the timing, price range and neighborhood details had lined up.

The screenshots were masked before they were posted. Names, avatars and birth details are covered in the originals; where a translated line reads [redacted], the source was covered too and nothing has been guessed.

Client

The top one is me, the bottom one is him.

上面是我下面是他

Zongyuan

Are these lunar dates or solar dates?

都是阴历还是阳历

Client

Solar dates.

阳历

Thank you [emoji]

谢谢[emoji]

2025年9月16日 14:03

Zongyuan

Your BaZi (known in the West as the Four Pillars of Destiny) [redacted] Your chart shows [redacted], which indicates home updates. In 2024 last year, with Chen and Xu clashing, you should have made some changes to your current home — new furniture, renovation, layout changes, or moving. Looking ahead, there will be a change between 2026 and 2027, possibly spanning both years — for example, signing the contract in the second half of 2026 and completing the transfer in 2027. Most likely the purchase will involve a mortgage, not full payment. There is a very small chance it is a rental instead of a purchase during this period, but with a large lump-sum payment that feels like buying a house. (Low probability) A few features of the house: 1. It is in a densely populated area, a fairly large residential compound, or near a commercial area with lots of people and activity.

你的八字 [redacted] 八字生[redacted]，[redacted]就有更新住宅的情况，实际上在去年2024年，辰戌冲，你们对目前的住宅应该做过一些更新的动作，比如说安排了新家具，翻新，格局变动或者搬迁之类的。往后看，变动在2026-2027年，也可能横跨两年，比如2026年下半年签约了，2027年才过户之类的，且多数买房有贷款，不是全款付。当然也有很小的可能是这个期间不是买，而是租，但是一下子打款，或者金额大，有买房的错觉。(概率很小) 房子的几个特征: 1 人口挺密集的，是一个比较大的小区，或者附近有商区，人多热闹。

A few features of the house: 1. It is in a densely populated area, a fairly large residential compound, or near a commercial area with lots of people and activity. 2. There is a good primary or secondary school nearby, within about a 2-kilometer radius. 3. There are many restaurants, and quite a few barbecue places. 4. It is a second-hand house, almost new, not a brand-new property. 5. Transportation is convenient, at an intersection of rail transit lines. Your partner's BaZi [redacted] [redacted] represents housing. There is also information of small-scale changes in 2024 (renovation, new furniture) or moving. In 2027, he will buy another property, also with a mortgage. The surrounding environment matches what I saw for the woman above. One thing to note: this house is an upgrade, but not the final one you will be most satisfied with. It feels more like a transitional period. There will be another home purchase or sale in 2033, and that year's house will be more ideal — more satisfactory in terms of size and amenities.

房子的几个特征： 1 人口挺密集的，是一个比较大的小区，或者附近有商区，人多热闹。 2 附近有不错的小学或者中学，方圆2公里内吧，有学校。 3 饭馆多，而且烧烤类的不少。 4 房子二手，有点像是次新房，不是纯一手。 5 交通挺方便，轨道交通交汇的地方。你对象八字 [redacted] [redacted]是房屋，也是24年有小范围变动信息（装修，新添家具）或者搬迁，到了2027年会再次买房产，也是需要贷款。周边环境和上面女方看的环境一致。需要注意的点是：这个房子也是改善型用房，但是不是最终你们最满意的房子，更加像是过渡期，2033年还会有房屋买卖，这一年的房子比较理想，各方面的面积，配套会更满意。

Please take this.

请收

Client

We have to wait until 2033 for a satisfying house [emoji]

要2033年才满意啊[emoji]

Ugh.

服了

We've argued about this so many times.

因为吵了很多次了

But we can't agree on anything.

但是双方意见谈不拢

He refuses to take out a mortgage.

他不肯贷款

But buying a house in full is almost impossible, and I wouldn't want those anyway.

但是全款买房几乎不可能我也看不上

He can't handle even a little pressure.

他是无法接受一点点压力的人

Zongyuan

Your chart shows a clear mortgage sign. Are you the primary borrower?

你贷款的像明显，是不是你当主贷人？

Client

I already bought a house in 2024.

我24年买了一套房子了

I already have a mortgage on my own place.

我本身也有房子的贷款

Zongyuan

Mm.

嗯

That fits. You did make a new home change.

那挺符合，确实搞了新居

Client

I had a lot of changes in 2024. I bought a house in Kunshan, got married, and then we rented a place together after marriage.

我24年变动很大买了个房子在昆山结婚了然后我和他婚后租的房子

Zongyuan

Mm.

嗯

Client

Can you see the price range?

可能看得到价格区间吗

Roughly how much would the house be?

大概多少的房子

Zongyuan

How much are you looking at? Let me check a specific range.

你看中的大约是多少，我来看个具体的区间

Client

Around 6 million.

600吧

It's not that I have my eye on one, it's just what I can accept right now.

这也不算我看中只是我现在可以接受

Zongyuan

6 million is actually quite hard for buying a house in Shanghai.

上海600其实买房蛮难的

From the chart, take off 10-20%.

卦上看，要去掉10%-20%

Client

…

Zongyuan

4.8 to 5.4 million. That's what he can accept.

480-540，他只能接受这样

Client

What you said is almost exactly right.

你说的几乎很准

2025年9月16日 14:13

Zongyuan

Haha, thank you.

哈哈谢谢

Client

Zongyuan, I have feedback for you. The house thing basically went as you said. Within what we can afford, with a partial mortgage, signing in 2026 and handover in 2027 is basically confirmed. There's a good school near the house. That's really impressive 👍 [emoji]

猫猫道长我给你一个反馈房子的事情确实基本上如你所说在我们可以承受的范围里面贷款一部分 26年签 27年交房基本上确定了房子周边有不错的学校很厉害👍[emoji]

Your BaZi [redacted]…

你的八字 [redacted]…

Zongyuan

How much did the house end up costing?

最后房子多少钱买的

Client

5.5 million.

550

13:54

The price matches too 🤣 [emoji] That's amazing.

价格也是一样的🤣[emoji]很神奇