Work and choice

A bank loan stuck at the final step

20 September 2026Jinan, Shandong Translated by AI

She asked if a past legal record would block her loan. I said it would still go through, with some hurdles.

The screenshots were masked before they were posted. Names, avatars and birth details are covered in the originals; where a translated line reads [redacted], the source was covered too and nothing has been guessed.

Client
Zongyuan, when the bank checked [redacted] insurance for this loan, they found a lawsuit and asset preservation from before the Lunar New Year. They need evidence. Will this affect the loan disbursement?
道长，这次的银行贷款查[redacted]险时， 查到过年之前被起诉保全的事，需要 提供证据，想问这个会影响这笔贷款 的发放吗
I'm so anxious, we're at the very last step.
急啊，就到最后一步了
9月8日 12:11
Zongyuan
[redacted] 1. The loan will still be disbursed. When metal overcomes wood, you'll most likely get news today, at the latest on 9/13 or 9/14. 2. But metal represents obstacles, so you may need to supplement materials or make a commitment, or the loan amount may be reduced slightly, not by much. 3. When wealth is overcome and peer stars appear, it also means there is a person who helps, someone from the same system. Most likely there is someone at the bank who can help and speak for you.
[redacted] 1 还是会放款，且在金克木的时候，今 天多数就有消息，最晚在9/13 或者 9/14 也有消息。 2 但是金为阻隔，因此可能需补全材 料或者承诺，或者放款的额度会有一 定的减少，但是幅度也不大。 3 克财同时见比劫，也代表有贵人， 且贵人是同一个系统的人，多数银行 就有能帮忙的，会帮你们说话的。
9月8日 12:55
Take it. Nothing too wrong with it.
收哈 没有太大不妥。
Client
Now they want the court documents from that case, but this kind of private lending can't be provided [emoji]. I don't know how to supplement the materials.
现在要提供当时判决的资料，但这种 民间借贷是不能提供的[emoji]不知道该怎 样补资料了
Zongyuan
Ask people in the banking system, they have experience. Either way, it looks like money will come through.
问问银行系统的人 他们有经验 反正看 着还是有钱下来
Client
Zongyuan, I just got news that the bank general manager won't approve it. Can you see if there's room to turn this around [emoji]?
道长，这个刚刚收到消息，银行总经理不愿意批，请看看有没有回旋余地[emoji]
Zongyuan
There is still room.
还有的
Through mediation.
在斡旋下哦
Client
Can you see the direction?
能看到方向吗
The approver is called Li Biao.
审批人叫李彪
9月11日 14:54
Zongyuan
The person who helps will most likely have a name with the metal element.
帮忙的多数姓氏名字带金
They can help.
能帮上
In October, external funds will come in (not earnings, but successful borrowing).
10月会有外部资金进来(不是赚，是借贷成功)
In the same month, there will be additional expenses going out.
同月会再有开销往外出
Client
Mm-hmm, thank you.
嗯嗯，谢谢
Zongyuan
Don't worry too much.
不用太担心
The divination is not bad, and the second half of the year itself has many turning points.
卦不差，而且本身下半年就转机很多
It looks like there will be successful borrowing in October.
看着10月还有借贷成功的
There may be multiple loans.
可能会有多笔的
Client
With the current information, it feels impossible to complete.
现在的信息，感觉没办法完成
Zongyuan
No rush.
不急
Wait a little.
等待一下
9月8日 16:13
Client
Zongyuan, the content of the materials has been modified. Will this be found out?
道长，资料内容有修改，这个会被发现吗
9月8日 16:13
Some sensitive words were optimized, otherwise it probably wouldn't work [emoji].
有些敏感词优化了，不然估计做不了 [emoji]
Zongyuan
No.
不会
Polishing is normal.
修饰也是正常的
Client
Mm-hmm.
嗯嗯
That previous loan is still in the final process.
之前那一笔还在最后流程中
Zongyuan
It's still moving forward, right?
还是往下推动了是吧
Client
[redacted] that previous loan is still in the final process.
[redacted]之前那一笔还在最后流程中
Yes, last time you said there would be a person who helps.
对，上次讲有贵人助力
There really is.
确实还是有
Zongyuan
What step is it at now?
现在到哪一步了
Client
The bank president agreed to sign, it's going through the final process.
行长同意签字了，走最后流程了
Zongyuan
The divination really doesn't fall through.
确实卦不会落空
Even if it seemed impossible at the time, it can still get done.
即使当时再困难，也能办下来
Client
Yes [emoji][emoji][emoji]
对[emoji][emoji][emoji]
Yes, at the time I felt there was no hope.
对，当时感觉没希望了
Zongyuan
Who helped later? What's their name?
后来是谁帮忙了？ 叫啥名
Client
One is [redacted]'s dad, called Liu Li [redacted], and a bank president, seems to be called Li [redacted]
一个是[redacted]爸爸，叫刘利[redacted]一个行长，好像叫李[redacted]
Zongyuan
Mm-hmm, Dad Liu really has metal in his name, he played a big role [emoji]
嗯啊 刘爸爸确实带金，起了蛮大作用 [emoji]
Client
The person who helps most likely has a name with
帮忙的多数姓氏名字带

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