They asked if opening a restaurant was a good idea

Thank you

Yes. Who will be the main operator

It's a husband-and-wife shop, right?

Alright. I'll get back to you after I look into it when I have time later

Male chart: Jisi [redacted]. BaZi (known in the West as the Four Pillars of Destiny) [redacted]. First, the trend for these three years: In 2025 [redacted], your husband will start having the idea of starting a business, wanting to do his own thing. This year, his workplace will also have actual pay cuts or news of them. 2026-2027 are a combined period. On one hand, expenses will be very high, exceeding your expectations, spent on large purchases like cars, houses, renovations, relatives, and children's education. As for income, the cost-effectiveness of these two years will keep declining, such as pay cuts, reduced benefits, and even job instability (especially in 2027). Within this three-year trend: 1. Do not invest. 2. Do not run a physical business. 3. Ignore anyone who comes to borrow money. Meeting these three conditions will let you get through safely; otherwise, finances will be tight and affect family harmony.

Now the female chart: Jisi [redacted]. Born in Yin month, [redacted]. You are more pragmatic than your husband, considering more practical issues, and can hold him back at critical moments (your husband has many ideas, often wanting to get rich quick through entrepreneurship). Let's look at your three-year status: In 2025, you will travel a lot, either your commute is far, or you will have career changes. This year has this trend of running around (changes), being marginalized at work, not in charge of core business. In 2026, you will most likely have a career change, more stable than now, with more work, likely to stay at one company for a long time, not as free as 2025, income is okay, more pay for more work. In 2027, same as your husband, as a family unit, expenses will be very high, pay attention to increasing income and reducing expenditure. Career cost-effectiveness is low, or facing pay cuts, but you are unlikely to lose your job, still have work to do, can guarantee income source. Starting from 2028, both of your financial fortunes will improve. A few conclusions: 1. Do not consider opening a restaurant, you will lose money as soon as you open it. 2. For the next three years, the main idea is to increase income and reduce expenditure, do not start a business or resign easily.

No rush, take a careful look, ask me if you have questions

Mm

This is just the first expense

There will be more one after another after this, currently not within your expectations

So saving money is more important than spending. Don't even think about starting a restaurant business.

Looking at the female chart again: Born in Yin month. You are more pragmatic than your husband, considering more practical issues, and can hold him back at critical moments (your husband has many ideas, often wanting to get rich quick through entrepreneurship). Let's look at your three-year status:

Look at the comparison between you and your husband

Does it fit him? 😀

Without the idea of getting rich quick, you won't get scammed

And right now you think it's 100,000, but later you'll keep filling all kinds of gaps one after another, it never ends

Totally unnecessary

Better to just lay low

Alright, you are more cautious than him. It's best for you to take charge of family finances these three years.

You can work as employees, but cannot be partners

Meaning you can only take a salary, cannot buy shares 😀

That works. You two take salaries

If the business is good, you can get some commission

Mm, that kind of thing works. Just don't take money out of your own pocket

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